The planning service provided by Craig Smith & Associates is personalised, thorough and follows a logical and proven path:
- Fact Finding - an initial meeting where we will endeavour to truly understand your unique financial needs and goals with the completion of a Client Questionnaire. There is no fee for this initial meeting and we will provide you with a cost estimate for preparing our advice in writing at the conclusion of this meeting.
- Evaluation - where your information is considered and your position compared to your objectives.
- Analysis of Options - we will review different products, options & strategies that will assist you in achieving your objectives.
- Recommendations - final recommendations with the preferred strategy is outlined to you in a written Statement of Advice.
- Implementation - if in agreement with our recommendations we will obtain your authorisation for us to begin implementing chosen strategy or strategies.
- Reviews - to remain effective your financial strategies need to be reviewed regularly. The impact from changes in personal circumstances, movements in investment markets, and changes in tax ruling and legislation all need to be considered and where appropriate modifications made to your strategies
Craig Smith & Associates' motto is Knowledge, Trust, Quality Advice. We strive to add real value to your business and personal financial affairs.